Montage Financial Planning provides a service that will assist you in achieving your financial objectives. For many people, their major goal is to have an appropriate lifestyle when they retire. Our investment plans aim to maximise the value of your assets when you reach your objective so that they can be cashed up, converted to an income stream or kept as capital for retirement.
Your investment plan strategy will be designed to gradually change during your working life and when you retire. Younger people can afford to take an aggressive, generally longer-term view of their investments, but a more conservative and shorter investment time frame can become important as you approach retirement.
Diversification is a key element in investment planning as a well-diversified portfolio provides a better return for lower risk. That simply means that your investment should be spread over different types of assets such as equities, fixed interest, property and cash as well as across both domestic and international markets.
When we plan and review your investment portfolio we look at:
- Your age
- Your dependents
- Your current work and personal situation
- Your tax position
- Your financial objectives
- Your existing investments
- Your inheritance or other lump sum prospects
- Your retirement needs
When we evaluate your investment options, we also look at:
- How suitable the investment strategy is to your needs and goals
- The quality of each investment
- How flexible each investment will be if your circumstances change
- How to make your investment portfolio tax efficient
- Product selection
- Estate Planning - the ownership structure of assets held in your investment portfolio, your will, and enduring powers of attorney
A Company Disclosure Statement is available on request (free).
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Contact Us
| Pierre du Preez |
 |
09 373 0700 |
Investment Specialist |