Share Purchase Insurance

What is Share Purchase Insurance?

Have any questions about how this can apply to you?
  • If your business loses an owner through death, disability or major illness you usually need to address:

  • control of the business for the remaining owners; and

  • certainty for the departing owner (or their estate) for the sale of their shareholding.



We recommend suitable cover to provide adequate funding for a properly constituted Buy Sell agreement among shareholders.


The remaining owners need to retain control and the departing owner needs to know what value they will get for their shares.


  • An agreed value for the shares fully funded by insurance to ensure a certain and predictable outcome and a "win - win" solution for all parties;


  • "Agreed value" clauses in buy sell agreements.  These can be set annually when accounts done and will lessen potential arguments over the "correct" value of the shares;


  • A mandatory rather than optional agreement to buy the shares in the event of death, total and permanent disability or major trauma; and 


  • Ownership of such policies by an independent Trustee or Trustees.

The Buy Sell agreement should include:

PHONE: 09 373 0700

FAX: 09 373 0706



  • White Facebook Icon
  • White LinkedIn Icon

Website and software designed by BrokerBetter